CHIP Score
Carrier Health Intelligence Platform
Predictive risk scoring that outperforms ISS and BASIC Alerts. See past the gatekeeper—identify your best and worst risks with 2.5x better differentiation.
Proven Predictive Performance
A 2-year loss ratio analysis of 43 commercial trucking accounts ($9.7M premium, $4.3M losses) compared ISS, BASIC Alerts, and CHIP.
Loss Ratio Spread: Best Tier → Worst Tier
Hidden Risks in "Clean" Carriers
Three accounts with 0 BASIC Alerts and ISS PASS generated $450K in losses on $547K premium (82% loss ratio). CHIP flagged these as MODERATE risk—catching what traditional methods missed.
What CHIP Analyzes
Beyond raw FMCSA data—context that matters for loss prediction.
Peer Percentile Ranking
How does this carrier compare to others of the same size and operation type? A 52nd percentile carrier with ISS 96 is different than an 85th percentile with ISS 96.
Violation Intensity
Not all violations are equal. CHIP weighs severity—a driver log paperwork violation vs. brake failure tells a different story.
Litigation Risk Factor
Where does this carrier operate and domicile? Nuclear verdict counties increase exposure regardless of safety metrics.
BASIC Recovery Forecast
Where will this carrier's scores be in 6 months? Trend analysis predicts improvement or deterioration.
Chameleon Detection
Flags carriers with prior revocations, related DOT numbers, and reincarnation patterns that indicate hidden risk.
Authority & Insurance Verification
Real-time authority status, insurance filings, and process agent information—validated against FMCSA records.
Access CHIP Score
API Access
Real-time scoring via REST API. Submit a DOT, get the full risk profile in milliseconds.
Contact SalesBatch Scoring
Score your entire book of business. Upload DOT numbers, receive comprehensive analysis.
Contact SalesSee Past the Gatekeeper
Get peer-relative risk scores, violation intensity, venue exposure, and more—for any DOT number.