Master Subscription Agreement

This Insurance Apps LLC Master Subscription Agreement ("Agreement") entered into as of the date of subscription governs Your purchase and ongoing use of the Insurance Apps LLC Services. This Agreement is between Insurance Apps LLC, a Tennessee limited liability company, and You.

1. Definitions

"Insurance Apps LLC Services" means the online, Web-based applications provided by Insurance Apps LLC that are ordered by You as Purchased Insurance Apps LLC Services or under an Order Form, including any associated online or offline components.

"Users" means individuals who are authorized by You to use the Insurance Apps LLC Services, for whom subscriptions have been purchased, and who have been supplied user identifications and passwords.

"Your Data" means information created and stored in the Insurance Apps LLC platform and data generated by Insurance Apps LLC Services.

2. General Terms

By accepting this Agreement, either by executing an Order Form or by using the Services, You agree to the terms of this Agreement. You represent that You are entering into this Agreement on behalf of a company or other legal entity, and that You have the authority to bind such entity to this Agreement.

You may not access the Insurance Apps LLC Services if You are a direct competitor of Insurance Apps LLC, except with prior written consent.

3. Purchased Services

We shall make the Purchased Insurance Apps LLC Services available to You pursuant to this Agreement during the Term. Insurance Apps LLC Services are purchased as user subscriptions and may be accessed by no more than the specified number of Users.

User subscriptions cannot be shared or used by more than one individual user but may be reassigned to new Users replacing former Users who no longer use the Service.

4. Your Responsibilities

Permitted Use

The Insurance Apps LLC Service is provided solely for Your benefit. You shall be responsible for Users' compliance with this Agreement.

Prohibited Uses

You may not:

• Make the Services available to anyone other than Your Users
• Permit access to the Service to a competitor of Insurance Apps LLC
• Sell, resell, rent or lease the Services
• Use the Services to store or transmit unlawful material or malicious code
• Reverse engineer or access the Services to build a competitive product

5. Fees and Payment

You shall pay all fees specified in all Order Forms. Fees are based on Services purchased and not actual usage. Payment obligations are noncancelable and fees paid are nonrefundable.

Billing is automatic and handled by Stripe. Upon thirty (30) days' prior written approval, Your user subscriptions shall renew for an additional period.

If any amount owing is thirty (30) or more days overdue, We may suspend Services until such amounts are paid in full.

6. Proprietary Rights

We reserve all rights, title and interest in and to the Insurance Apps LLC Services and Intellectual Property Rights. No rights are granted to You other than as expressly set forth herein.

You retain all right, title and interest in and to any Data provided by You.

7. Confidentiality

We shall maintain appropriate administrative, physical, and technical safeguards for protection of the security, confidentiality and integrity of Your Data. We shall not modify Your Data, disclose Your Data except as compelled by law, or access Your Data except to provide the Services or at Your request.

All of Your Data shall be protected for Your use only. We will not use any of your Data for any competitive purpose or to our benefit, other than as needed to provide and improve the services herein.

8. Warranties and Disclaimers

Insurance Apps LLC warrants that the Services will perform substantially in accordance with the User Guide, so long as You follow the instructions provided.

THE SERVICE IS PROVIDED "AS IS" AND INSURANCE APPS LLC DISCLAIMS ALL WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION ANY WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NONINFRINGEMENT.

9. Limitation of Liability

We will not be liable to You for any special, indirect, incidental, exemplary, punitive, consequential damages, loss of revenues or loss of Data. The entire risk arising out of use or performance of the Service remains with You.

10. Term and Termination

This Agreement commences on the Effective Date and continues until all user subscriptions have expired or been terminated. A party may terminate this Agreement for cause upon thirty (30) days written notice of a material breach if such breach remains uncured.

11. Governing Law

This Agreement shall be governed by the laws of Tennessee. The courts having exclusive jurisdiction are the state courts of Chattanooga, Hamilton County, Tennessee.

12. Contact

Insurance Apps LLC
832 Georgia Ave., Ste. 510
Chattanooga, TN 37402

No signature required – Your use of the software confirms your acceptance and acknowledgment of the terms of this Agreement.